/* ─── Variables ─────────────────────────────── */
    :root {
      --beige:        #f2f0ed;
      --beige-dark:   #e8e6e4;
      --beige-border: #d5d3d1;
      --dark:         #0c0c0c;
      --dark-card:    #141414;
      --dark-border:  rgba(255,255,255,0.09);
      --orange:       #d7263d;
      --blue:         #52acfd;
      --grey:         #666666;
      --white:        #ffffff;
      --muted-dark:   #666666;
      --font-sans:    'DM Sans', system-ui, sans-serif;
      --font-mono:    'IBM Plex Mono', 'Courier New', monospace;
    }

    /* ─── Reset ─────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: var(--font-sans);
      background: var(--beige);
      color: var(--dark);
      -webkit-font-smoothing: antialiased;
      -moz-osx-font-smoothing: grayscale;
      overflow-x: hidden;
      line-height: 1.5;
    }
    a { text-decoration: none; color: inherit; }
    img { display: block; max-width: 100%; }
    ul { list-style: none; }

    /* ─── Scroll Reveal ──────────────────────────── */
    .reveal {
      opacity: 0;
      transform: translateY(28px);
      transition: opacity 0.65s cubic-bezier(0.16,1,0.3,1),
                  transform 0.65s cubic-bezier(0.16,1,0.3,1);
    }
    .reveal.visible { opacity: 1; transform: translateY(0); }
    .reveal-delay-1 { transition-delay: 0.1s; }
    .reveal-delay-2 { transition-delay: 0.2s; }

    /* ─── Buttons ────────────────────────────────── */
    .btn {
      display: inline-block;
      font-family: var(--font-mono); font-weight: 700; font-size: 11px;
      letter-spacing: 0.07em; text-transform: uppercase;
      padding: 11px 18px; cursor: pointer; border: none;
      white-space: nowrap; transition: background-color .2s, color .2s;
    }
    .btn-orange { background: var(--orange); color: var(--white); position: relative; }
    .btn-orange::before {
      content: ''; position: absolute; inset: -4px; pointer-events: none;
      background:
        linear-gradient(var(--dark),var(--dark)) top    left /10px 2px no-repeat,
        linear-gradient(var(--dark),var(--dark)) top    left /2px  10px no-repeat,
        linear-gradient(var(--dark),var(--dark)) top    right/10px 2px no-repeat,
        linear-gradient(var(--dark),var(--dark)) top    right/2px  10px no-repeat,
        linear-gradient(var(--dark),var(--dark)) bottom left /10px 2px no-repeat,
        linear-gradient(var(--dark),var(--dark)) bottom left /2px  10px no-repeat,
        linear-gradient(var(--dark),var(--dark)) bottom right/10px 2px no-repeat,
        linear-gradient(var(--dark),var(--dark)) bottom right/2px  10px no-repeat;
    }
    .btn-orange:hover { background: var(--dark); color: var(--orange); }

    /* ─── Corner Marks ───────────────────────────── */
    .corners { position: absolute; inset: 0; pointer-events: none; z-index: 5; }
    .corners::before, .corners::after, .corners .c3, .corners .c4 {
      content: ''; position: absolute; width: 8px; height: 8px;
    }
    .corners::before { top: 0;    left: 0;  background: var(--dark); }
    .corners::after  { top: 0;    right: 0; background: var(--dark); }
    .corners .c3     { bottom: 0; right: 0; background: var(--dark); }
    .corners .c4     { bottom: 0; left: 0;  background: var(--dark); }
    .corners-white::before, .corners-white::after,
    .corners-white .c3, .corners-white .c4 { background: var(--white); }

    /* ─── BG Circles ──────────────────────────────── */
    .bg-watermark { position: absolute; inset: 0; pointer-events: none; overflow: hidden; z-index: 0; }
    .bg-watermark svg { position: absolute; }
    .bg-watermark circle { fill: none; stroke: rgba(0,0,0,0.065); stroke-width: 1; }
    .dark-circles circle { stroke: rgba(255,255,255,0.05); }

    /* ─── Top Chrome ─────────────────────────────── */
    .top-chrome {
      height: 22px; background: var(--dark);
      display: flex; align-items: center; padding: 0 20px;
    }
    .chrome-favicon { font-family: var(--font-mono); font-size: 10px; color: #fff; margin-left: 8px; }

    /* ─── Navbar ──────────────────────────────────── */
    .navbar {
      position: sticky; top: 0; z-index: 100;
      background: var(--beige); border-bottom: 1px solid var(--beige-border);
      transition: box-shadow 0.25s;
    }
    .navbar.scrolled { box-shadow: 0 1px 16px rgba(0,0,0,0.07); }
    .nav-wrap {
      display: grid; grid-template-columns: 176px 1fr 176px;
      align-items: stretch; height: 88px;
    }
    .nav-logo-cell { display: flex; align-items: center; padding: 0 28px; border-right: 1px solid var(--beige-border); }
    .nav-logo { height: 28px; width: auto; max-width: none; flex-shrink: 0; object-fit: contain; }
    .nav-links { display: flex; align-items: center; gap: 4px; padding: 0 20px; }
    .nav-link {
      font-family: var(--font-mono); font-size: 13px; line-height: 1; height: 36px; font-weight: 700;
      letter-spacing: 0.05em; text-transform: uppercase; padding: 0 11px;
      border: 1.5px solid var(--beige-border); background: var(--white); color: var(--dark);
      cursor: pointer; display: flex; align-items: center; gap: 5px; transition: border-color 0.15s;
    }
    .nav-link:hover { border-color: rgba(0,0,0,0.4); }
    .nav-link.active { border-color: var(--orange); color: var(--orange); }
    .nav-cta-cell { display: flex; align-items: center; justify-content: flex-end; padding: 0 28px; border-left: 1px solid var(--beige-border); }
    .nav-hamburger {
      display: none; flex-direction: column; justify-content: center;
      gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; margin-right: 16px;
    }
    .nav-hamburger span { display: block; width: 20px; height: 2px; background: var(--dark); }
    .nav-mobile { display: none; flex-direction: column; border-top: 1px solid var(--beige-border); background: var(--beige); }
    .nav-mobile a {
      font-family: var(--font-mono); font-size: 12px; font-weight: 700;
      letter-spacing: 0.05em; text-transform: uppercase;
      padding: 14px 24px; border-bottom: 1px solid var(--beige-border); color: var(--dark);
    }
    .navbar.nav-mobile-open .nav-mobile { display: flex; }

    /* ─── Policy Hero ─────────────────────────────── */
    .policy-hero {
      background: var(--dark);
      padding: 72px 80px 64px;
      position: relative; overflow: hidden;
      border-bottom: 1px solid rgba(255,255,255,0.06);
    }
    .policy-hero-eyebrow {
      font-family: var(--font-mono); font-size: 10px; font-weight: 700;
      letter-spacing: 0.1em; text-transform: uppercase;
      color: var(--orange); margin-bottom: 16px;
    }
    .policy-hero h1 {
      font-size: 52px; font-weight: 800;
      letter-spacing: -0.03em; line-height: 1.1;
      color: var(--white); margin-bottom: 20px;
      max-width: 640px; position: relative; z-index: 1;
    }
    .policy-hero-meta {
      display: flex; align-items: center; gap: 24px;
      position: relative; z-index: 1;
    }
    .policy-date {
      font-family: var(--font-mono); font-size: 10px; font-weight: 700;
      letter-spacing: 0.07em; text-transform: uppercase;
      color: rgba(255,255,255,0.35);
      display: flex; align-items: center; gap: 8px;
    }
    .policy-date::before {
      content: ''; width: 6px; height: 6px; border-radius: 50%;
      background: var(--orange); flex-shrink: 0;
    }
    .policy-version {
      font-family: var(--font-mono); font-size: 10px; font-weight: 700;
      letter-spacing: 0.07em; text-transform: uppercase;
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      color: rgba(255,255,255,0.4);
      padding: 4px 10px;
    }

    /* ─── Policy Body Layout ──────────────────────── */
    .policy-wrap {
      display: grid;
      grid-template-columns: 240px 1fr;
      gap: 0;
      max-width: 1100px;
      margin: 0 auto;
      padding: 72px 80px 100px;
      align-items: start;
    }

    /* ─── Sidebar TOC ─────────────────────────────── */
    .policy-toc {
      position: sticky;
      top: 108px;
      padding-right: 48px;
    }
    .toc-label {
      font-family: var(--font-mono); font-size: 9px; font-weight: 700;
      letter-spacing: 0.12em; text-transform: uppercase;
      color: var(--grey); margin-bottom: 14px;
      padding-bottom: 10px; border-bottom: 1px solid var(--beige-border);
    }
    .toc-list { display: flex; flex-direction: column; gap: 2px; }
    .toc-link {
      font-family: var(--font-mono); font-size: 10px; font-weight: 600;
      letter-spacing: 0.04em; color: var(--grey);
      padding: 5px 10px; border-left: 2px solid transparent;
      transition: color 0.15s, border-color 0.15s;
      line-height: 1.4;
    }
    .toc-link:hover { color: var(--dark); border-left-color: var(--beige-border); }
    .toc-link.active { color: var(--orange); border-left-color: var(--orange); }

    /* ─── Policy Content ──────────────────────────── */
    .policy-content { min-width: 0; }

    /* Section */
    .policy-section {
      padding-bottom: 56px;
      margin-bottom: 56px;
      border-bottom: 1px solid var(--beige-border);
    }
    .policy-section:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }

    /* Section header */
    .section-num {
      font-family: var(--font-mono); font-size: 9px; font-weight: 700;
      letter-spacing: 0.12em; text-transform: uppercase;
      color: var(--orange); margin-bottom: 10px;
      display: flex; align-items: center; gap: 8px;
    }
    .section-num::after {
      content: ''; flex: 1; height: 1px; background: rgba(215,38,61,0.2);
    }
    .policy-section h2 {
      font-size: 22px; font-weight: 800;
      letter-spacing: -0.02em; color: var(--dark);
      margin-bottom: 20px; line-height: 1.2;
    }
    .policy-section p {
      font-size: 15px; color: #444;
      line-height: 1.8; margin-bottom: 16px;
    }
    .policy-section p:last-child { margin-bottom: 0; }

    /* Sub-sections with icon */
    .policy-sub {
      margin: 24px 0;
      padding: 20px 24px;
      background: var(--white);
      border: 1.5px solid var(--beige-border);
      position: relative;
    }
    .policy-sub-header {
      display: flex; align-items: center; gap: 10px;
      margin-bottom: 14px;
    }
    .policy-sub-icon {
      font-size: 16px; line-height: 1; flex-shrink: 0;
    }
    .policy-sub-title {
      font-family: var(--font-mono); font-size: 11px; font-weight: 700;
      letter-spacing: 0.08em; text-transform: uppercase; color: var(--dark);
    }
    .policy-sub p {
      font-size: 14px; color: var(--grey);
      line-height: 1.75; margin-bottom: 10px;
    }
    .policy-sub p:last-child { margin-bottom: 0; }

    /* Bullet lists */
    .policy-list {
      display: flex; flex-direction: column; gap: 8px;
      margin: 14px 0;
    }
    .policy-list li {
      font-size: 15px; color: #444; line-height: 1.7;
      display: flex; align-items: flex-start; gap: 10px;
    }
    .policy-list li::before {
      content: '↳'; color: var(--orange);
      font-family: var(--font-mono); font-size: 12px;
      flex-shrink: 0; margin-top: 2px;
    }
    /* Sub-bullet (indented) */
    .policy-sub-list {
      display: flex; flex-direction: column; gap: 6px;
      margin: 8px 0 4px 20px;
    }
    .policy-sub-list li {
      font-size: 14px; color: var(--grey); line-height: 1.65;
      display: flex; align-items: flex-start; gap: 8px;
    }
    .policy-sub-list li::before {
      content: '–'; color: var(--grey);
      font-family: var(--font-mono); font-size: 11px;
      flex-shrink: 0; margin-top: 2px;
    }

    /* Callout / alert box */
    .policy-callout {
      display: flex; align-items: flex-start; gap: 14px;
      background: rgba(215,38,61,0.05);
      border: 1.5px solid rgba(215,38,61,0.2);
      padding: 18px 20px;
      margin: 20px 0;
    }
    .policy-callout-icon {
      font-family: var(--font-mono); font-size: 11px; font-weight: 700;
      letter-spacing: 0.06em; color: var(--orange);
      flex-shrink: 0; margin-top: 1px; text-transform: uppercase;
    }
    .policy-callout-text {
      font-size: 14px; font-weight: 600; color: var(--dark); line-height: 1.65;
    }

    /* Contact box */
    .policy-contact {
      display: flex; align-items: center; gap: 16px;
      background: var(--dark);
      padding: 24px 28px;
      margin-top: 20px;
      position: relative;
    }
    .policy-contact-text {
      flex: 1;
    }
    .policy-contact-label {
      font-family: var(--font-mono); font-size: 9px; font-weight: 700;
      letter-spacing: 0.1em; text-transform: uppercase;
      color: rgba(255,255,255,0.4); margin-bottom: 6px;
    }
    .policy-contact-headline {
      font-size: 16px; font-weight: 700; color: var(--white); line-height: 1.4;
    }

    /* ─── CTA Section ────────────────────────────── */
    .cta-section {
      background: var(--dark);
      padding: 100px 80px;
      display: flex; align-items: center;
      justify-content: space-between;
      gap: 64px;
      position: relative; overflow: hidden;
    }
    .cta-logo { margin-bottom: 20px; }
    .cta-logo img { height: 18px; }
    .cta-h2 {
      font-size: 52px; font-weight: 800;
      letter-spacing: -0.03em; line-height: 1.1;
      color: var(--white); margin-bottom: 20px; max-width: 520px;
    }
    .cta-sub { font-size: 15px; color: rgba(255,255,255,0.5); margin-bottom: 32px; }
    .cta-content { position: relative; z-index: 1; }
    .cta-illo { flex-shrink: 0; width: 170px; position: relative; z-index: 1; }
    .cta-illo img { width: 100%; }

    /* ─── Footer ──────────────────────────────────── */

    /* ─── Responsive ──────────────────────────────── */
    @media (max-width: 991px) {
      .policy-hero { padding: 56px 48px 48px; }
      .policy-hero h1 { font-size: 40px; }
      .policy-wrap { grid-template-columns: 1fr; padding: 48px 48px 80px; }
      .policy-toc { position: static; padding-right: 0; margin-bottom: 48px; padding-bottom: 32px; border-bottom: 1px solid var(--beige-border); }
      .cta-section { padding: 64px 48px; flex-direction: column; }
      .cta-illo { order: -1; width: 100%; max-width: 140px; }
                                  }
    @media (max-width: 767px) {
      .nav-wrap { grid-template-columns: 1fr auto auto; }
      .nav-links { display: none; }
      .nav-cta-cell { display: none; }
      .nav-hamburger { display: flex; }
      .policy-hero { padding: 40px 24px 36px; }
      .policy-hero h1 { font-size: 32px; }
      .policy-wrap { padding: 36px 24px 64px; }
                                    .cta-section { padding: 48px 24px; }
      .cta-h2 { font-size: 34px; }
    }

    /* ─── Compliance Badges ─────────────────────── */

    /* ─── FAQ Accordion ─────────────────────────── */
    .faq-section { background: var(--beige); border-top: 1px solid var(--beige-border); border-bottom: 1px solid var(--beige-border); }
    .faq-wrap { max-width: 760px; margin: 0 auto; padding: 80px 24px; }
    .faq-eyebrow { display: inline-block; background: var(--dark); color: var(--white); font-family: var(--font-mono); font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; padding: 4px 12px; margin-bottom: 16px; }
    .faq-title { font-size: 32px; font-weight: 800; letter-spacing: -0.025em; line-height: 1.15; margin-bottom: 48px; }
    .faq-item { border: 1.5px solid var(--beige-border); background: var(--white); margin-bottom: 8px; overflow: hidden; }
    .faq-question { width: 100%; text-align: left; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 20px 24px; background: none; border: none; cursor: pointer; font-family: var(--font-sans); font-size: 16px; font-weight: 700; color: var(--dark); line-height: 1.4; transition: background 0.15s; }
    .faq-question:hover { background: var(--beige); }
    .faq-q-num { font-family: var(--font-mono); font-size: 10px; font-weight: 700; letter-spacing: 0.08em; color: var(--orange); flex-shrink: 0; }
    .faq-q-text { flex: 1; text-align: left; }
    .faq-chevron { flex-shrink: 0; width: 24px; height: 24px; background: var(--beige-dark); border: 1px solid var(--beige-border); display: flex; align-items: center; justify-content: center; transition: background 0.2s, transform 0.25s; }
    .faq-item.open .faq-chevron { background: var(--orange); transform: rotate(90deg); }
    .faq-chevron svg { width: 10px; height: 10px; }
    .faq-item.open .faq-chevron svg path { stroke: white; }
    .faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s cubic-bezier(0.16,1,0.3,1); }
    .faq-item.open .faq-answer { max-height: 500px; }
    .faq-answer-inner { padding: 16px 24px 24px; font-size: 15px; color: var(--grey); line-height: 1.75; border-top: 1px solid var(--beige-border); }
    @media (max-width: 767px) { .faq-wrap { padding: 48px 20px; } .faq-title { font-size: 26px; } .faq-question { font-size: 15px; padding: 16px 20px; } .faq-answer-inner { padding: 14px 20px 20px; } }

/* Nav Login button — enlarged text, box size unchanged (site-wide nav update) */
.nav-cta-cell .btn { font-size: 13px; line-height: 1; height: 39px; padding: 0 18px; display: inline-flex; align-items: center; justify-content: center; }